LOAN PROGRAMS

Through our strategic network of lending partners, we routinely close even the most complex deals at some of the most competitive rates in the market. As a broker, we are able to select lenders that offer the products that our clients need.  Our carefully selected partners give us the flexibility to provide you with the unique solutions you and your clients require.

On every deal we leverage our full range of resources, each designed to assist you and your clients through every stage of life. Whether they require a FHA loan as a first-time buyer, a complex refinance, or a reverse mortgage solution, Conquest Financial possesses the expertise and the tools to get it done, even in today’s tough environment.

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Traditional Loans

  • Purchase, Refinance, and HELOC solutions

  • Loans available up to $10 million

  • 1 year tax return loans

  • Loans based on bank statement analysis for self-employed borrowers

  • Expanded criteria loans for borrowers with recent short sales or foreclosures

  • Foreign National loans

  • FHA/VA Loans

Commercial Loans

  • Commercial mortgages for owner-occupants

  • Bridge/Swing Loans

  • Investor lending programs

Reverse Mortgage Loans

A reverse mortgage is a loan against the equity in the home that provides tax-free cash advances, but requires no payments during the term of the loan. Since there are no monthly payments during the life of the loan, the balance grows larger and the equity gets smaller.

The loan is not due and payable until the borrower no longer occupies the home as a principal residence, e.g., the last surviving borrower sells, moves out permanently or passes away.

You must be at least 62 years old and own your own home or condominium in order to qualify for a reverse mortgage. There are no income or credit requirements to qualify. Based on the amount of benefit which you qualify for, you may be eligible for a reverse mortgage even if you still owe money on your first mortgage.